What is Personal Loan in HDFC Bank, Interest Rate

What is Personal Loan in HDFC Bank
A personal loan is a loan given to an individual, who is not a business, for a specified amount of time to help with short-term financial needs. It is also refer to as a small business loan, personal finance loan, consumer finance loan, or simply a personal loan.
genuine personal loan in HDFC is the only loan available which is non-banking.

It is a loan scheme which is avail by the customers who are regular in making payments.
Personal loan deals with the convenience of money at the time of need. It can be got from HDFC Bank, which is one of the leading banks in India.
Have you been searching for a personal loan? Apply for an HDFC Bank personal loan today.

What is meaning of personal loan?
Apply for Personal Loan in HDFC now, our Personal Loan Centers in Mumbai and Chennai are open 9 am to 6 pm on all days.

What is eligibility for personal loan?

Under section 2 (a), personal loan is an unsecure loan give by an individual to a borrower to raise money for short-term financial needs.
Apply for Personal Loan in HDFC now, our Personal Loan Centers in Mumbai and Chennai are open 9 am to 6 pm on all days.

Top HDFC Loan
New customers can avail of the top up loan facility from the Bank for upto Rs 5 Lakhs for availing a loan of up to Rs 1 Lakh and upto Rs 10 Lakh for availing a loan.
Our HDFC top up loans are available at any time of the day for availing instantly. You can avail an instant personal loan in HDFC Bank to meet your financial requirements.

You can apply for an HDFC top up loan up to a maximum of Rs 50,000 on a loan tenure of up to 12 months.
Top up loan can be avail at anytime of the year, provide your monthly income is more than your current loan amount.
if you are eligible for an HDFC top up loan, you can avail the same any time of the day, without any hassle.

How Repay?

The repayment option is available for a loan tenure of up to 12 months. The tenure can be extend further, if need.
You can repay your loan by repaying in easy monthly instalments. When you repay, the remaining loan amount will be aggregate and applied against your next instalment. You can also use your existing loan amount to repay the loan.

There are 3 simple repayment plans for your HDFC Personal Loan in case you have unsecure loans in your name.
A personal loan in HDFC is a convenient way to meet your short-term financial needs. You can repay your personal loan with a stand or fix repayment schedule over a period of 2-5 years.
This can be done in three ways. First, by paying the instalment of the entire loan amount.

HDFC Personal Loan, Interest Rate and EMI Calculator

At the time of availing the personal loan, you will be directed to the EMI Calculator to calculate the interest rate and the EMI.
For more information on repayment schedules, visit HDFC Personal Loan, Interest Rate and EMI Calculator.

HDFC Personal Loan:- Interest Rate @10.50%
Company Name:- HDFC Bank Limited (formerly ICICI Bank Limited) Subsidiary of State Bank of India Product Name:- Personal Loan
Effective October 1, 2018, HDFC is offering interest rate of 10.50% at the time of disbursal. For more information, visit here
Personal Loan Interest Rate @10.50% per year.
Personal Loan Interest Rates Fees & Charges
Charges for applicable charges:- Typically, loan disbursement charges (PDC), service tax, and other charges apply.
in the case of higher EMIs, the interest rates might go up by up to 2.50% per annum.

How to get a Personal Loan in Easy Steps

Use this calculator to calculate and get the interest rate for your upcoming personal loan.
Follow these steps to get a personal loan in HDFC Bank.
Select your eligible loan amount, tenure and repayment option and complete the form.
Personal Loan Eligibility Criteria

The Loan Eligibility Criteria for Personal Loans, Personal Loans with Unsecure Loans in the Name of the Debtor.

Minimum salary for personal loan in HDFC bank
Minimum salary for personal loan in HDFC bank is 100000 Rs.

HDFC personal loan is in-principle approve

If you have a bad credit score, we might be able to provide you with a personal loan at affordable interest rates.
We have request you to visit your nearest HDFC branch to finalize your Personal Loan.
The main eligibility criterion for HDFC personal loan is that you have to have a minimum salary of Rs. 100,000 per annum.
HDFC personal loan is in-principle approved in 2 working days

HDFC personal loan documents
With the help of our experts, you can easily get home-deliver loan documents and fill them online.
We will send you the complete loan documents within 2-3 days of approval.
We have request you to visit your nearest HDFC branch to finalize your Personal Loan, to which you will undergo the following formalities.
Documents Require:- For taking a personal loan you need the following documents:- PAN card, Aadhaar card, salary slip, Residential permit, Driving license, Passport, BSA/BSI card, proof of address, bank statement to show source of income, salary slips to show your current income, passport size photos, and Proof of Address.